Virat Sunil Diwanji is an Independent Director of our Company. He has been associated with the Board of our Company since october 4, 2024. He is a seasoned banker with over 30 years of experience in building, managing, and growing retail consumer businesses across liabilities and assets.

He has been associated with the Kotak Group for nearly three decades, where he held various leadership roles in the retail segment. During this period, he successfully managed joint ventures with international partners, including Ford Credit International, and played a key role in the merger of ING Vysya Bank.

He also served as a Non-Executive Director on the Board of Kotak Mahindra General Insurance Company Limited for over nine years, from its inception. In addition, he was a member of the Group Management Committee at Kotak and served on several key operating committees such as ALCO, OREC, and the Talent Council.

Prior to joining the Kotak Group, he worked with the management consultancy division of A. F. Ferguson & Co. for six years, handling assignments across private and public sector enterprises in India and the UAE.